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If you have dental insurance, you’ll naturally want to squeeze every drop of value out of it. Unfortunately, many people don’t take full advantage of their benefits, collectively leaving billions of dollars in coverage on the table each year! The good news? With a little planning, you can maximize your benefits and save on dental care. Continue reading to find four ways to make the most of your dental insurance before it resets.
Tip #1: Schedule preventive Care Twice a Year
Most dental insurance plans cover two preventive visits per year at little to no cost and it’s a great way to save! Dental checkups typically include professional cleanings, exams, and sometimes X-rays.
Not only do these visits help prevent cavities and gum disease, but they also ensure small issues don’t turn into expensive problems later. If you haven’t had your second cleaning yet, schedule it before your benefits expire!
Tip #2: Know What Your Plan Covers
Many people don’t fully understand their dental benefits, which can lead to missed savings. So, be sure to review your plan details, including deductibles, co-pays, and what services receive coverage.
If you’re unsure about where to start or what certain terms mean, don’t hesitate to call your insurance provider or ask your dental office—they can help you parse your benefits and make informed decisions that can ultimately help you save.
Tip #3: Take Advantage of Covered Services
Once you know what’s in your plan, take advantage of it! For example, if your provider offers coverage for basic treatments like fillings, sealants, and fluoride applications at a high percentage—get it done.
It’s best to complete minor procedures while your insurance will still cover a significant portion. Otherwise, you could be shelling out more if your tooth troubles get worse.
Tip #4: Plan Major Treatments Before the Year Ends
If you need a more extensive procedure, like a crown, bridge, or root canal—plan ahead. Many insurance plans have an annual maximum, meaning they’ll only pay up to a certain amount each year.
Because of this, it’s a good idea to ensure you have all your ducks in a row. So, check to make sure you’ve met any deductibles and see if you have enough benefits left to maximize the coverage of your procedure.
Dental insurance is a valuable tool for supporting your oral health, but it only helps if you use it! By scheduling preventive care, taking advantage of covered treatments, and planning ahead, you can make the most of your benefits before they disappear. If you need any help, reach out to your dental team. They’ll be more than happy to guide you through the process of protecting your teeth and your wallet.
About the Author
Are you in need of dental care before your benefits expire? Dr. S. John Salivonchik has you covered! He’s a talented dental expert with a Doctor of Dental Medicine degree from Temple Dental School. With hundreds of hours of continuing education and advanced training, he stays at the forefront of dental technology to better serve his patients. Call (610) 502-1545 to schedule an appointment at S. John Salivonchik DMD, PC, or visit our website to see a full menu of services.
